Zero-Based Budgeting That Works With Real Life
The powerful envelope budgeting method—without the rigid rules that break when reality hits.
FireBudget brings back the features that made budgeting work: negative balance rollover, multi-month planning view, and straightforward credit card tracking. Built for people who need flexibility, not philosophy lectures.
Why We Built FireBudget
We got tired of budgeting apps that work against you
| The Frustration | The FireBudget Fix | |
|---|---|---|
| | | |
| | | |
| | | |
| | |
True Zero-Based Budgeting Made Simple
Digital envelope budgeting with the features that actually help you manage money
Overspent on groceries this month? It automatically rolls forward—no guilt, no broken budgets. Stay honest about your spending without starting over.
See the full picture. Plan for irregular expenses, quarterly bills, and seasonal spending. One view shows if you're building momentum or heading for trouble.
No confusing "credit card payment categories." Track spending and payments the way normal people think about credit cards.
Optimized for speed on any device. Works great on mobile browsers—no app needed. Everything loads instantly.
See FireBudget in Action
Core budgeting features that work with real life
Real-life budgeting
Overspending rolls forward transparently. See exactly where you stand.
Key Features
- Negative balance rollover
- Multi-month planning
- Real-time calculations
Try it yourself with our 45-day free trial
Plan ahead with confidence
See three months at once. Plan for irregular expenses and build momentum.
Why it matters
Traditional budgets reset monthly, hiding overspending and making it impossible to plan ahead. FireBudget shows your true financial picture across time.
Key Features
- ✓ Negative rollover
- ✓ Multi-month view
- ✓ Real-time updates
Benefits
- ✓ See true picture
- ✓ Plan ahead
- ✓ Stay honest
Coming Soon
Features on our roadmap
YNAB Import
Switch without starting from scratch
Multi-Currency Support
For international users
Bank Connections
Optional auto-import (manual entry always available)
Investment Tracking
Full financial picture in one place
Current version focuses on core budgeting done right
One Simple Plan
No tiers. No upsells. Just honest pricing.
Why so affordable?
No venture capital
No bloated team
No expensive marketing
Your data stays private
Just sustainable software at a fair price that ensures we're here for the long run.
Get started in minutes
Create your account
30 seconds, just email & password
Set up your budget
Add accounts and categories
Start budgeting
Assign money, track spending
Early Access Pricing
Lock in $2.99/month forever
(regular price $4.99 coming soon)
FireBudget vs. Alternatives
See the difference at a glance
Pay 80% Less Than YNAB
FireBudget Exclusive Features
Negative Rollover
Only FireBudget lets overspending roll forward honestly
3-Month View
Plan ahead with our unique multi-month perspective
Learn in Minutes
Start budgeting immediately, not after hours of tutorials
Your Experience
With FireBudget
Sign up in 30 seconds
Just email & password, no credit card
Add your accounts
Simple, intuitive interface
Start budgeting immediately
Everything just works
✨ Budgeting in under 5 minutes
With Others
Watch tutorial videos
YNAB has 4+ hours of "getting started"
Learn their methodology
Complex rules and workarounds
Deal with limitations
No rollover, removed features, or ads
⏰ Hours before you can start
Frequently Asked Questions
Quick answers to common questions
Why is FireBudget so much cheaper than YNAB?
Can I try it before paying?
Is FireBudget right for me?
How easy is it to track expenses?
Is there a mobile app?
Can I import from YNAB?
What currency does FireBudget support?
How do I know you'll stick around?
Can I export my data?
Ready to Take Control Of Your Money?
Start budgeting in minutes, not hours. Simple, powerful, and just $2.99/month after your free trial.